How to Apply for CIBIL TransUnion Credit Score and Credit Report Online and Offline?
There are two ways to apply to the CIBIL TransUnion Credit Score – Online or Offline (buy post). Online is quicker (4 working days) as there is no time lag in paying fee and depositing relevant documents. Offline mode take little more time (10 working days) then online mode.
Let’s see both the methods one by one.
How to Apply for CIBIL TransUnion Credit Score and Credit Report Online?
Step 1- Go to CIBIL and fill in the Online Request Form. You will have to provide your personal details such as Name, Date of Birth, Address, Phone, Email address (to deliver the report and score), available identification details such as PAN Card, Voters ID, Passport, Driver’s License. You will also need to provide couple of existing loan or credit card details (if applicable).
Step 2- Make the payment of Rs. 470/- (CIBIL TransUnion Credit Score + Credit Report) via Net Banking/Credit Card/Debit Card/Cash Card.
Step 3- After successful payment processing, you will receive your unique CIBIL Identification Number.
Step 4- The system will now ask you multiple choice format questions (3-5) related to your existing loans and credit cards accounts etc. You will need to correctly answer these questions for successful online authentication. Please keep all your loan and credit cards details handy.
Step 5- If your online authentication is successful, you will receive a confirmation message from the site. You will get your credit report and score in next four working days. In case if your online authentication is failed, please follow online instructions on how to get your credit score.
How to Apply for CIBIL TransUnion Credit Score and Credit Report Offline (by Post)?
Step 1- Go to CIBIL website and download the Request Form.
Step 2- Fill in the form with your personal details such as Name, Address, Date of Birth, Phone, Mobile, Email address, Loan Account Number etc.
Step 3- You also need to submit self attested copy of following documents –
(a) Identification Proof – Any one of the following: PAN Card, Passport, Voters ID and Driver’s License.
(b) Address Proof – Any one of the following: Bank Statement, Electricity Bill, Telephone Bill, Credit Card Statement and Passport.
Note – You need to submit minimum one document from each category.
Step 4- Enclose Demand Draft of Rs. 470/- (Credit Score + Credit Report) or Rs. 154/- (Credit Score Only).
Step 5- Post all the above documents to following address –
Consumer Relations – Disclosure Request,
Credit Information Bureau (India) Limited, Hoechst House, 6th Floor, 193,
Backbay Reclamation, Nariman Point, Mumbai 400 021.
Step 6- After successful payment processing and approx 10 working days, you will receive your CIBIL Report (Credit Score + Credit Report).
If you face any problem whether in online or offline metod contact – CIBIL Customer Care.