Requirement for maintaining CTS-2010 standards for cheques issued by Ministries CTS-2010 Standard:
CTS – 2010 is a standard prescribed by RBI in respect of cheques issued by Banks as well as Government for the purpose of avoiding any fraudulent activities. The CTS -2010 standards are given in the publication of RBI which can be read using the link below.
As per RBI guidelines, there have been certain changes made to the cheques issued by the Bank. However, these changes are available only in cheque books issued after August 2011. If you have obtained the cheque book prior to this, the cheques will not be valid after December 31, 2012.
In order to maintain standard prescribed in the RBI Manual for CTS 2010, the Ministry of Finance has issued following Office Memorandum dated 22.10.2012
No.9(4)/2011/TA/680Ministry of FinanceDepartment of ExpenditureController General of AccountsLok Nayak Bhawan, Khan MarketNew Delhi, Dated: .22.10.2012OFFICE MEMORANDUM
Subject: Standardization and enhancement of security features in Cheque Forms-CTS-2010 Standard -reg.
Reserve Bank of India has prescribed certain benchmarks towards achieving standaridization of cheques viz. CTS 2010 Standard and requested for making arrangements to ensure that the PAOs procure only the CTS 2010.
2. In this connection, instructions issued by this Office vide O.M. No.9(40)/2011/TA/362 dated 17.5.2012 may also be referred to. it is informed that this Office has already requested GM, Govt. of India Press, Nasik vide our letter No.9(40)/2011/TA/468 dated 12.7.2012 to ensure that cheques printed at ISP, Nasik for use by all Government Ministries/Departments fully comply the “CTS 2010 Standard’.
3. All Ministries/Departments are requested to ensure that all cheques printed/procured for use by Government offices should adhere to the “CTS 2010 Standard”.Sd/-(T.R.Padmavathy)Assistant Controller of Accounts
Following the RBI Guidelines HDFC BANK website Show following Message:
If the cheques you currently hold have the following features, they will be valid after the given date.
“Please sign above” is mentioned on cheque leaf on the lower right-hand side.
A wave like design is embossed on the left-hand side of Cheque leaf
HDFC Bank has released its new cheque format as under.
Additionally, any post-dated cheques issued by you and due after December 31, 2012 will need to be replaced by the fresh cheques meeting the above mentioned guidelines.